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Frequently Asked Questions

Flex Enrollment Frequently Asked Questions

When and where are the IChoose Flex Enrollment education sessions?

  • Numerous enrollment sessions will be held in the Wismer Computer Room during the Open Enrollment period.  Meeting schedules are provided in your enrollment packet, Monday Magazine and email notices.

What information do I need to enroll?

  • When adding an eligible dependent to your plan you will need the dependent’s social security number and date of birth. Proof of dependent eligibility is required for any dependent not currently enrolled in McLaren Port Huron medical, dental or vision. You must provide to Human Resources a marriage license to add a spouse and a birth certificate to add a dependent child before their coverage is effective.

Will I get a confirmation statement after I make changes to my benefits in the online enrollment system?

  • Yes, a confirmation statement will be available once you complete your changes.  Please review for accuracy and then print this record of your elections before logging out.

How can I review my current coverage, 2012 options, and a list of all my dependents?

  • This information is available in the online enrollment system.  You may log in and view 2011 and 2012 information during Open Enrollment.

What is an Evidence of Insurability (EOI) form and when would I need to complete one?

  • An EOI is a series of questions used by the insurance company to verify if a person meets the definition of good health. Anyone choosing to begin a life election or increasing their election more than 1 step must complete a form.

How do the Health and Dependent Care Flexible Spending Accounts work?

  • Estimate how much you will spend from January 1, 2012, thru December 31, 2012, on eligible expenses (e.g., co-payments for office visits, prescription medications, day care, etc.). The amount you select will be deducted from your paycheck on a pre-tax basis throughout the plan year and deposited into your Flex Spending Account. When you have qualified expenses, you can submit to Human Resources a claim for reimbursement.

Please Note: Regulations in effect as of January I, 2011, affect your Medical Reimbursement Account. Over-the-counter medications now require a prescription to be considered an eligible expense.

What if I miss the Open Enrollment deadline of November 23, 2011?

  • You will not be able to change your insurance coverage. Your core elections of 2011 will carry over to 2012 (see above).